Linking Aadhaar to your bank account (DBT seeding)

Linking Aadhaar to your bank account (DBT seeding)
Your Aadhaar is linked (seeded) to the account you choose, so that government money such as pensions, scholarships and subsidies is paid straight into it.
For whom: Anyone in Telangana who gets, or will get, government scheme money paid straight into a bank account (DBT), and anyone whose money has not arrived.
Published on 30-10-2026. Not every fact has been checked against its official source yet: confirm at the office.

Only if

Do you have a bank account in your name (an India Post Payments Bank account counts)? Yes · What do you need? Scheme money has not reached my account
1.
First make sure the money really has not come: check the balance through the bank's SMS, an ATM, a micro ATM at a Bank Mitra, internet or mobile banking, or phone banking.
✋ You do this yourself

Only if

Do you have a bank account in your name (an India Post Payments Bank account counts)? Yes
2.
Log in to the myAadhaar website and open the bank seeding status. It shows which bank your Aadhaar is seeded to, which is the bank your DBT money goes to.
💻 Online
myaadhaar.uidai.gov.in ↗
Not confirmed: UIDAI says this information comes from NPCI's server and that UIDAI is not responsible for its correctness. UIDAI also names NPCI's own website (BASE) for the same check. We did not see the screens after login; the login may need the mobile number registered with your Aadhaar.
3.
Or ask at your bank branch: the staff can see the NPCI mapper status in their system. Some banks also show it in net banking or at their ATMs.
🏦 Your bank branch

Only if

Do you have a bank account in your name (an India Post Payments Bank account counts)? Yes · What do you need? Scheme money has not reached my account
4.
Ask the bank whether the account is inoperative, has KYC pending, or is blocked or frozen; DBT money sent to such an account is returned. An account in which you have made no transaction for over two years becomes inoperative. You can have it made active again at any branch by giving your KYC documents; there is no charge for this.
🏦 A branch of your bank (any branch)
💰 Fee: Free · There is no charge for making an inoperative account active again.

Only if

Do you have a bank account in your name (an India Post Payments Bank account counts)? Yes · What do you need? Link Aadhaar to an account, or change the DBT account / Scheme money has not reached my account
5.
If your Aadhaar is not seeded to any bank yet, or is seeded to a bank you do not want, decide which one account should receive DBT money. All your scheme money goes to that one account. Choose a savings account you use: loan, PPF and NRE accounts, blocked or frozen accounts, and inoperative accounts are not seeded.
✋ You do this yourself
6.
Go to the branch where that account is and fill in the Aadhaar seeding consent form (Aadhaar you gave for KYC when you opened the account is not seeded for DBT; that needs this separate consent): write the account number, your Aadhaar number, your name exactly as in Aadhaar and your mobile number, and sign or put your thumb impression. If your Aadhaar was seeded to another bank before, write that bank's name too. Take the acknowledgement the bank gives you.
🏦 The branch of the bank where your chosen account is
📎 The bank's Aadhaar seeding consent form (mandate and consent form), A copy of your Aadhaar, signed by you (self-attested)
Not confirmed: NPCI's procedure lets the bank take this consent on paper or electronically, so your bank may offer it in net banking or its app; ask the bank. The official papers we read say nothing about a fee for seeding.
7.
Watch for the bank's SMS. The bank should send one with the date when seeding is done, or with the reason if it is rejected. Adding Aadhaar to the bank's own records is not enough: DBT money comes only once it is seeded in the NPCI mapper. If you give consent at two banks, the money goes to the bank that took the latest consent.
✋ You do this yourself
8.
After the SMS, check the bank seeding status on myAadhaar again and make sure it shows the bank you chose.
💻 Online
myaadhaar.uidai.gov.in ↗

Only if

Do you have a bank account in your name (an India Post Payments Bank account counts)? Yes · What do you need? Scheme money has not reached my account
9.
If your Aadhaar is seeded to the right bank and the account is active but the money still has not come, ask the office of that scheme whether the money was released in your name. The pension, PM-KISAN and scholarship guides name those offices.
🏛️ The office of that scheme
Not confirmed: The official pages we read name no single office for all schemes; each scheme has its own implementing office.

You cannot get this

DBT money is paid only into a bank account, so you need an account in your name first. Any bank can open a Jan Dhan (BSBD) account with no minimum balance, and it receives DBT money. India Post Payments Bank (IPPB), the post office's bank, also offers zero-balance savings accounts and receives DBT money; postmen and Gramin Dak Sevaks bring its services to your door.
Instead, see:
Once you have an account, come back to this guide.
→ Opening a bank account (Jan Dhan / zero-balance account)

Documents you need

If you don't have it:
Ask for it at the branch.

If something goes wrong

If it is rejected
If the bank rejects the seeding, find out the reason from the SMS or at the branch. If the name in your Aadhaar does not match the bank's records, get the name corrected at an Aadhaar centre and give the form again. If you think the bank was wrong, complain to the bank in writing and keep the number; if there is no reply within 30 days, or you are not satisfied, complain free of charge to the RBI Ombudsman on cms.rbi.org.in.
RBI Ombudsman (CMS portal)
cms.rbi.org.in ↗📞 14448
If it is late
If no SMS comes after you gave the form and the status on myAadhaar does not change, ask at the branch, then complain to the bank in writing and keep the number. If there is no reply within 30 days, complain to the RBI Ombudsman. On 14448 they explain, in Telugu too, how to complain.
RBI Ombudsman (CMS portal)
cms.rbi.org.in ↗📞 14448
Not confirmed: The official papers we read give no time within which the bank must finish the seeding.
Also
If the money goes into an account you did not choose, or you think your Aadhaar was seeded without your consent: a bank must not seed without your consent, and must show proof of it if you complain. Give a new consent form at the bank where you want the money, complain to the bank that got it wrong, and go to the RBI Ombudsman if it is not settled within 30 days.
RBI Ombudsman (CMS portal)
cms.rbi.org.in ↗📞 14448
→ PM-KISAN (₹6,000 a year for farmers)→ Post-matric scholarship and fee reimbursement (ePASS)→ Old-age pension (Cheyutha)→ Opening a bank account (Jan Dhan / zero-balance account)→ Post office savings account, and India Post Payments Bank account→ Updating your Aadhaar→ Getting a new Aadhaar
Updated on 30-10-2026
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