Free hospital treatment: Aarogyasri and Ayushman Bharat

Free hospital treatment: Aarogyasri and Ayushman Bharat
How to check whether your family is covered for free hospital treatment under Aarogyasri or Ayushman Bharat, how to get cashless treatment at a network hospital, and where to complain if you are asked to pay.
For whom: Families in Telangana with a food security (ration) card, families on the Ayushman Bharat list, people aged 70 or more, and family members helping them.
Published on 30-10-2026. Not every fact has been checked against its official source yet: confirm at the office.

For everyone

1.
In Telangana, Aarogyasri and Ayushman Bharat (PM-JAY) run together as one scheme ("AB PM-JAY – Rajiv Aarogyasri") through the Rajiv Aarogyasri Health Care Trust. Since a December 2023 order, Rajiv Aarogyasri covers treatment up to ₹10 lakh per family a year. Across India, PM-JAY covers ₹5 lakh per family a year.
✋ You do this yourself

Only if

Does your family have a Telangana food security (ration) card? Yes
2.
Check that your family is in Aarogyasri: on the Trust website open "Card Search", choose "FSC Card" as the card type, and search with your card number and district. People named and photographed on a food security card are covered; there is no separate enrolment.
💻 Rajiv Aarogyasri Trust website
rajivaarogyasri.telangana.gov.in ↗
📎 Food security (ration) card

Only if

Does your family have a Telangana food security (ration) card? No
3.
Check whether your family is on the Ayushman Bharat (PM-JAY) list: search on the "Am I Eligible" website, or call the national toll-free helpline 14555 (or 1800-111-565). If you are on the list, you are covered, with no payment or registration needed.
💻 PM-JAY "Am I Eligible"
mera.pmjay.gov.in ↗
💰 Fee: Free
Not confirmed: The "Am I Eligible" website and pmjay.gov.in did not open while we wrote this, and the helpline numbers are from PM-JAY documents of 2019. When the two schemes were joined in 2021, the cover was set at ₹5 lakh per family a year. The Trust's pages give the ₹10 lakh (since December 2023) for families with a food security card; we found nothing official on whether a PM-JAY family without that card gets ₹10 lakh or ₹5 lakh. Ask the Aarogyamitra or call 104.

Only if

Is the person who needs treatment 70 or older? Yes, 70 or older
4.
Everyone aged 70 or more is covered by the Ayushman Vay Vandana scheme, whatever their income. Enrol on beneficiary.nha.gov.in, or have the enrolment completed at the hospital when you go; the hospital then registers you in Aarogyasri with the family ID from that enrolment. Aadhaar is used for the age. NHA's "Ayushman App" (Android) also lets you verify yourself and make an Ayushman card.
💻 NHA beneficiary website
beneficiary.nha.gov.in ↗
📎 Aadhaar card
Not confirmed: We did not see the beneficiary.nha.gov.in website's own screens. Ask the Aarogyamitra at the hospital.

For everyone

5.
Find a nearby network (Aarogyasri) hospital: on the Trust website, under "Hospitals", search by district, speciality or locality, or call 104 and ask.
💻 Rajiv Aarogyasri Trust website
rajivaarogyasri.telangana.gov.in ↗

Only if

Is this an emergency (an accident or sudden serious illness)? No, planned treatment
6.
First go to a nearby government hospital, primary health centre (PHC) or a health camp run by a network hospital, with your card and reports. The Aarogyamitra there helps with the check-up and, if needed, the referral to a network hospital.
🏛️ Aarogyasri counter at a government hospital or PHC
📎 Food security (ration) card, Earlier medical reports (if any)
💰 Fee: Free
Not confirmed: These details are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it is out of date and some details may have changed. Ask the Aarogyamitra or call 104.

Only if

Is this an emergency (an accident or sudden serious illness)? Yes, an emergency
7.
In an emergency, go straight to the nearest network hospital; call 104 if you do not know which one. Register with the Aarogyamitra at the hospital. If you do not have the card with you, you can show it within 48 hours.
🏛️ Network hospital
📎 Food security (ration) card
💰 Fee: Free
⏱️ within 2 days · 48 hours to show the card.
Not confirmed: These details are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it is out of date and some details may have changed. Ask the Aarogyamitra or call 104.

For everyone

8.
At the network hospital, go to the Aarogyasri counter near reception. The Aarogyamitra (in a uniform with the Aarogyasri logo) checks your card, takes your photo and registers you. The hospital gets prior approval for the treatment online.
🏛️ Aarogyasri counter at the network hospital
📎 Food security (ration) card, Aadhaar card, Photo ID (for Ayushman Bharat), Earlier medical reports (if any), For a baby born after the card was issued
💰 Fee: Free
Not confirmed: These details are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it is out of date and some details may have changed. Ask the Aarogyamitra or call 104.
9.
You do not pay for treatment covered by the scheme: tests, treatment and food in hospital are free. Even if the tests show that the illness is not one the scheme covers, you do not pay for those tests.
🏛️ Network hospital
💰 Fee: Free
10.
When you are discharged, collect the discharge summary, 10 days of medicines and your travel charges, and ask when to come back for follow-up. Sign the satisfaction form if you were satisfied with the care.
🏛️ Network hospital
Not confirmed: These details are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it is out of date and some details may have changed. Ask the Aarogyamitra or call 104.

Documents you need

If you don't have it:
→ Food security (ration) card
Not confirmed: These details are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it is out of date and some details may have changed. Ask the Aarogyamitra or call 104.
If you don't have it:
→ Getting a new Aadhaar
Not confirmed: These details are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it is out of date and some details may have changed. Ask the Aarogyamitra or call 104.

If something goes wrong

If you are asked for more money
If the hospital asks you to pay for treatment the scheme covers, first tell the Aarogyamitra there. Then call 104 to complain, or file a complaint under "Grievance/Complaint" on the Trust website. For treatment on an Ayushman Bharat card, there is also the PM-JAY grievance portal and the national helpline 14555 (or 1800-111-565).
Aarogyasri complaints (Trust website)
rajivaarogyasri.telangana.gov.in ↗📞 104
Not confirmed: We could not see how the Trust complaint page or the PM-JAY grievance portal (cgrms.pmjay.gov.in) work inside; the PM-JAY portal and helpline details are from PM-JAY documents of 2019.
If it is rejected
If you are told your card was not found or the treatment was not approved, ask the Aarogyamitra and the hospital's Aarogyasri medical coordinator (MEDCO) why. Then call 104, or go to the Trust's District Coordinator or the District Collector.
Aarogyasri call centre (toll-free 104)
rajivaarogyasri.telangana.gov.in ↗📞 104
Not confirmed: The Trust's complaint procedures confirm that it takes complaints through 104, by phone and in person. The MEDCO, District Coordinator and District Collector are from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so some details may have changed. Ask the Aarogyamitra or call 104.
If it is late
If the approval is slow, ask the Aarogyamitra and the MEDCO. In emergencies the hospital can also get approval by phone. If it is still slow, call 104.
Aarogyasri call centre (toll-free 104)
rajivaarogyasri.telangana.gov.in ↗📞 104
Not confirmed: Complaining to 104 is confirmed by the Trust's complaint procedures. Approval by phone in emergencies is from the Trust website's FAQ page, which still gives an old cover (₹2 lakh, 938 treatments), so it may have changed. Ask the Aarogyamitra or call 104.
Also
If your family has no food security card, is not on the Ayushman Bharat list and the patient is under 70, these schemes do not cover you. Government hospitals give free treatment for illnesses the scheme does not cover.
Aarogyasri call centre (toll-free 104)
rajivaarogyasri.telangana.gov.in ↗📞 104
→ Food security (ration) card
Updated on 30-10-2026
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